Banking at the Speed of Business, Powered by Personal Service

Business owners need flexibility and dependability from a bank. We offer a number of banking and lending solutions specifically designed to meet their unique requirements. We take pride in delivering relationship banking with modern technology.

Our technology delivers the convenience, security and access to resources our business banking customers need. Our people deliver the service that enables business owners to focus on what’s most important: Growing their business.

Business Banking Features

Online Business Banking

Access your account information securely online 24/7/365 anywhere you have an internet connection by visiting our website, . With Online Business Banking, you can:

  • View account balances and transaction details
  • View/print account statements
  • View check images
  • Transfer funds between accounts
  • Set up/modify online bill payments
  • Submit cash/change requests
  • Submit ACH entries or batch files
  • Submit wire transfer requests
  • Export transactions to QuickBooks or Excel

Mobile Business Banking

Access your account information securely from your mobile device or tablet by visiting our website, or by downloading our mobile app for iPhone or Android.

With our mobile app, you can:

  • View account balances and transaction details
  • Transfer funds between accounts
  • Make online bill payments
  • Make deposits using Mobile Check Capture
  • Find an ATM

To download our mobile app, click the buttons below or search for Mwbank24 in your device’s app store.

Remote Deposit Capture for Business

Make deposits without ever leaving your office with our Remote Deposit Capture service for business!

If your business requires you receive a large number of checks, they can be scanned, transmitted directly to the bank and processed the same as if you had physically brought them to us. You can scan deposits anytime, 24/7/365; checks scanned by 6pm will be processed the same business day.

We provide a digital check scanner to all of our business customers with an established need who want to use Remote Deposit Capture. We even come to your location, install and configure it for you.

If you have questions about Remote Deposit Capture, please contact us – we will be glad to answer any questions and tell you more!

Business Bank Accounts

Small Business Checking

Our Small Business Checking account gives businesses of any size the features, services and convenience they need.

  • Unlimited check writing
  • Unlimited FREE withdrawals at Jeanie® Network ATMs
  • NO minimum balance
  • NO monthly service fee
  • FREE Online Banking, Bill Payment and Mobile Banking with Check Capture
  • FREE Mastercard Debit Card*
  • Remote Deposit Capture
  • Night Drop Services Available
  • E-statements available
  • $100 minimum balance required to open
* Upon approval.

Small Business Savings

Our Small Business Savings account is the perfect partner for your Small Business Checking account.

  • Earn great interest rates on your account balance
  • Use for Overdraft Protection on your Small Business Checking account
  • Use as a Sweep Account and earn interest on funds not used for daily expenses
  • Up to 6 withdrawals per statement cycle
  • NO monthly service fee if balance stays above $1,000
  • Monthly service fee of $10 per month if balance falls below $1,000
  • E-statements available
  • $100 minimum balance required to open


Attorneys that maintain escrow funds for multiple clients can group those deposits into a single interest-bearing checking account. The earned interest is used to help fund legal aid services through the Ohio Legal Aid Foundation.

  • Interest-bearing checking account
  • Interest is earned on the entire account balance
  • NO minimum balance
  • Small service fee of $7 per month
  • Detailed monthly statement
  • Interest earned less the monthly service fee is forwarded to the Ohio Legal Aid Foundation
  • E-statements available
  • $100 minimum balance required to open

To learn more about our business bank accounts, contact us. To open an account, stop by the bank – we will be happy to help you!

Business Credit Cards

NEW: Introducing the Watch Hill Bank Visa® Platinum for Business

Improve your working capital and take control of your accounts payable process with our Visa® Platinum for Business. Enjoy the flexibility, security and convenience of a business credit card while earning reward points you can redeem for merchandise and travel rewards— the more you spend, the more rewards you earn!

Our Visa® Platinum for Business credit card offers great benefits:

  • Competitive rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance
  • Personal service from people you know
* See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

If you have any questions, please contact us. We will be happy to assist you!

Other Business Banking Services

Certificates of Deposit (CDs)

Need to plan for future business expenses and want to earn a higher interest rate than you would with a savings account?

At Watch Hill Bank, we offer business Certificates of Deposit in a variety of terms to suit your needs:

  • 182 Days
  • 12 mos
  • 24 mos
  • 36 mos
  • 48 mos
  • 60 mos

Rates vary depending on the term of your certificate and current market rates. Note: Published rates are subject to change. A minimum deposit of $500 is required.

At the end of your CD term, your funds will automatically be rolled over into a new CD for the same term, or you can cash out or move it into another CD during the 7-day grace period if you wish.

To purchase a CD, please contact us today. We will be happy to help you!

Cash/Change Requests

Need cash or coin in specific quantities/denominations? Submit your request via phone call. We will be glad to help.

Night Drop

Need to make deposits outside of regular bank hours? Our night drop deposit box is available 24/7/365.

Notary Services

Need a document notarized? We provide notary services to our customers at no charge. Just stop in at the bank for assistance.

Wire Transfers

Need to wire money to someone? Stop in at the bank and we will be happy to assist you.

Bank Checks

Need an official bank check or cashier’s check? Stop by the bank and we will issue one for you.

Check Re-Orders

Need more checks? Order checks from Harland Clarke online or by mail using the order form in your last box of checks.

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