Welcome to Banking that Fits Your Life

Welcome to Watch Hill Bank (formerly Mt. Washington Savings Bank). We provide a full range of banking and lending services to individuals and businesses in the Greater Cincinnati area.

Please visit our new office located at 3549 Columbia Parkway, Cincinnati, OH 45226. Located between Delta and Stanley Avenue.

Banking Made Convenient

Bank anywhere, anytime, online or on-the-go with Online Banking and Mobile Banking. Deposit checks from anywhere with your Apple or Android phone; businesses with many checks each month can deposit them without leaving the office. Pay bills automatically with Online Bill Payment– no stamps or envelopes needed.

It’s banking the way you need it to be. And it’s free.

Lending Made Affordable

We offer financing options for your home or business that meet your individual needs. Whether you want to buy, refinance or renovate a home or business property, or need funds for business equipment or expansion, we help you find the loan and terms that will work for you.

We invest in you. And in most cases, we service your account for the life of the loan, so you work with people who know you, from disbursement to payoff.


Service Made Personal

Receive personal service– by phone, email or in person at one of our two locations– from people you know, who know you. Our entire team is dedicated to serving you and our community.

Bank with our president, Greg Niesen, if you wish– his banking and finance expertise are another resource available to you. All you have to do is ask.

Whether you’re an individual or a business owner, you’re more than just an account number to us.

Convenience. Flexibility. Service.

These are our strengths. Combined, they result in a streamlined, simplified banking experience designed to fit your life.

Welcome to Banking Made Easy! Only at Watch Hill Bank.

Personal Accounts & Services

From checking to savings to online banking and mortgage lending, we offer a variety of personal banking and lending services to meet your needs.

  • Checking (Free or High Interest)
  • Savings
  • Certificates of Deposit
  • IRAs
  • Mortgage Financing
  • Mortgage Refinancing
  • Home Improvement Loans
  • New Home Construction Loans
  • Other Banking Services
  • Cincinnati Payday Loans
  • NEW: Personal Credit Cards

Business Accounts & Services

Businesses have special needs. We offer Business Class banking and lending services designed to meet the needs of any size business.

  • Commercial Real Estate Financing
  • Multi-Family & Rehab Loans
  • Business Checking
  • Business Savings
  • Business Lines of Credit &Equipment Financing
  • SBA 7A Loans
  • NEW: Business Credit Cards

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